Factuarial.com
  • Home
  • Actuarial Services
    • Scope of Services
    • Technical Resources
    • Retirement Calculator
  • About Us
    • Market Differentiation
    • FACT Leaders
  • Just the FACTs!
    • Just the FACTs!
    • White Papers
  • Benefits Community
    • FACT Affiliations
    • Friends of FACT
    • Vendor Marketplace
  • File Transfer
  • Contact Us

Rich Hudson

White Papers

Strategic Shields – LDI, CDI, and Liquidity Management

Introduction Building on our previous discussion of sequence risk, this chapter focuses on actionable strategies to mitigate its impact. We explore how Liability-Driven Investing (LDI) and Cash-Flow-Driven Investing (CDI) can serve as strategic shields against forced liquidation and funding deterioration. Here’s the paper: Strategic Shields – LDI, CDI, and Liquidity Read more

By Rich Hudson, 2 daysOctober 20, 2025 ago
White Papers

Modelling – Deterministic vs Stochastic

IntroductionMany actuaries and investment consultants provide trustees with simple projections to show where the financial status of the plan is heading. However, in many cases, these projections are based on simple assumptions which everyone knows will be wrong, but they are used for decision making purposes. The problem is these Read more

By Rich Hudson, 2 weeksOctober 10, 2025 ago
White Papers

Variable Annuity Pension Plans – Part 3

This is another type of defined benefit plan that provides lifetime income to the participants of the plan. Some have called these hybrid plans but they are not considered hybrid plans under the IRS regulations. In some cases, if the hurdle rate is set low enough, the plans are subject Read more

By Rich Hudson, 2 yearsMay 8, 2023 ago
White Papers

Traditional DB Plan Designs – Part 2

These plans have been around for a long time, but are now being viewed negatively by employers. Much of that is due to not being aware of how to best manage the growing risks inherent in these plans. Without proper modeling, it is difficult to take proper action and mitigate Read more

By Rich Hudson, 3 yearsMarch 3, 2023 ago
White Papers

Managing Risks in Retirement Plans – Part 1

Defined benefit (DB) pension plans have many risks and, unfortunately, these risks are not always addressed and managed appropriately. In some cases, plan sponsors move to defined contribution (DC) plans as they feel these are risk-free but there is no such thing as a risk-free plan. It comes down to Read more

By Rich Hudson, 3 yearsFebruary 4, 2023 ago
Recent Posts
  • Strategic Shields – LDI, CDI, and Liquidity Management
  • Modelling – Deterministic vs Stochastic
  • Sequence or Returns Risk
  • Variable Annuity Pension Plans – Part 3
  • Traditional DB Plan Designs – Part 2
Archives
  • October 2025
  • May 2023
  • March 2023
  • February 2023
  • July 2021
  • April 2021
  • June 2020
  • May 2020
  • April 2020
  • November 2019
  • August 2019
Categories
  • Just the FACTs
  • White Papers
  • Welcome
  • Contact Us
  • FACT Leaders
  • Scope of Services
  • Privacy Policy
Hestia | Developed by ThemeIsle